Navigate 401K
For advisors / The platform
The platform

One stack behind every plan and every household.

Plan administration, fiduciary monitoring, participant engagement, and wealth all run on the same connected set of systems — operated by us, so you never license, learn, or administer any of it.

01 | The stack, mapped

Filter by stage. Click any system.

Choose a stage of the relationship to see which systems are working, then select one to read what it does and who touches it.

The operating core N401K Navigate 401K

Navigate sits at the center of the stack. Nothing here is a product you license or a login you administer — we own the tooling, the integrations, and the people running them. What reaches you is the output: a proposal, a monitoring report, a warm wealth introduction, a client already onboarded.

Active in Sourcing Proposal Implementation Ongoing plan service Participant engagement Wealth · TrailGuide

Third-party systems are named for clarity about how we operate. Vendors change as better tools appear; the workflow they support does not.

02 | How the layers stack

Each layer hands off to the next.

The value isn't any single system — it's that the data from one stage is already in the next. A payroll feed built for compliance becomes the engagement trigger, and the engagement conversation becomes the wealth opportunity.

Layer 01 Sourcing & proposal

You surface the opportunity in Notion with a discovery link; the deal is created and attributed in HubSpot; benchmarking, provider comparison, and lineup mapping are produced as a co-branded proposal.

Notion · HubSpot · Apollo · Zoom · Microsoft 365
Layer 02 Implementation

Contracts and the IPS are executed, the recordkeeper and TPA implementation is run to a checklist, payroll is connected, and the plan goes live with an enrollment meeting.

DocuSign · Recordkeepers & TPAs · Payroll integrations · Zoom
Layer 03 Ongoing plan service

Quarterly fund scoring, IPS upkeep, watch-list discipline, committee materials, and annual plan and fee reviews — at the service tier set per client.

Fi360 · Recordkeepers & TPAs · Microsoft 365
Layer 04 Participant engagement

Group education, quarterly newsletters, monthly webinars, and one-on-ones — targeted by payroll-triggered events and balance segments, carrying your brand alongside ours.

Viserly · Payroll integrations · MoneyGuidePro · Canva · Zoom
Layer 05 Wealth

The signals engagement produces are screened against your definition of a qualified client: qualified households route to your firm, smaller and emerging ones onboard to TrailGuide and stay tracked as pipeline.

Viserly · HubSpot · Altruist · MoneyGuidePro · DocuSign
03 | Where TrailGuide fits

The wealth layer is the same stack, one step further.

TrailGuide isn't a separate business bolted onto the plan practice — it's what happens at the end of the workflow. The engagement engine that drives plan outcomes is the same one that flags a rollover; the CRM that tracks the plan referral is the same one that attributes the household to your firm.

That's why no participant has to be turned away, and why a household you can't serve today stays connected to you instead of disappearing to a competitor.

1
SignalA rollover, termination, or 59½ milestone fires in the engagement engine, or a one-on-one turns into a planning conversation.
2
ScreenedThe opportunity is checked against the qualified-client line your firm set — above it routes to you, below it goes to TrailGuide.
3
OnboardedDiscovery and fact finder, disclosures and agreements, account opening on Altruist, funding confirmed and invested.
4
ServicedA Navigate advisor guides the household with planning in MoneyGuidePro and model portfolios, co-branded where you want it.
5
GraduatedWhen the household crosses your threshold, it is raised for a step-up — back to your firm, or into Navigate Wealth for affiliate advisors.
04 | What reaches you

You get the output, not the administration.

There is no platform fee, no seat to buy, and no system for your team to learn. Here is where the two firms actually touch.

Touchpoint You Navigate runs
Prospect handoff Submit and book discovery Secure Notion page + calendar
Pipeline visibility See your referred deals HubSpot tracking and attribution
Proposals Present with us or alone Benchmarking, provider fit, lineup mapping
Fiduciary reporting Co-branded to your firm Fi360 scoring and committee materials
Participant materials White-labeled to you Newsletters, decks, engagement calendar
Wealth referrals Receive qualified households Identification, screening, warm handoff
TrailGuide balances View access to referred clients Custody, servicing, and reporting

See it running on a real plan.

We'll walk you through an actual proposal, monitoring report, and engagement calendar — the output of this stack — and show you where your firm's brand sits on each one.