New job, new chapter, same savings.

Your four options when you move on — stay put, roll into the new plan, roll into an IRA, or cash out — and how to compare them.

The pros and cons of each path, the mistakes people make in transition, and how to decide based on your situation.

What your plan may allow, what it costs in taxes and lost growth, and what to try before you touch retirement money.

How to cover essentials, protect your retirement savings, and restart contributions once income returns.